Most people take 20 to 25-year loan tenures to pay off their flat, and they aren’t in a rush to do so. We’ve even encountered financial professionals who counsel against paying off the home loan faster than necessary, as it’s not always prudent. However, some flat buyers have stringent principles against debt and high aspirations of private home ownership. This week, we spoke to one such couple in their early 40s, who paid off their entire flat loan recently. Planning for rental income, even before the first home Even before getting their first marital home, G and his wife intended to upgrade to a private property. G credits this to his late grandfather, who made a good living as a landlord. “I was quite inspired by my grandpa,” G says, “He was able to retire in his mid-fifties, and also send my father and uncle to study overseas; this was no mean feat in his time when such opportunities were very rare.”...