Are you unknowingly being nurtured to cultivate more reckless spending habits? A few years ago, when Buy Now Pay Later (BNPL) services were first launched, a lot of folks questioned why the authorities were so concerned and stepping in, arguing that it was hindering innovation in the scene. But 2 years on, and after watching this video from CNA on how the young are using BNPL services, surely we can all understand their concerns. More consumers are now spending more than what they can afford and making impulsive buys, largely due to a false perception of increased purchasing power thanks to BNPL services. The ability to say no to purchases and to distinguish between paying for what you want vs. what you really need is a skill to be cultivated over time. And if you’re not careful, allowing yourself to use services which are aimed to dull this ability…is going to set...