Citi Prestige comes with a rather lofty promise: get a complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort. Marketing fluff always sounds nice, but the devil is often in the terms and conditions. Is the Citi Prestige’s 4th night free perk actually good in practice?

Based on my personal usage

I’ve been overseas a little bit more in the past year so I’ve had some chance to exercise this perk. Unlike other travel bloggers who are whales and lions when it comes to their travel spending, I am a relatively low cost traveller. Accommodation for this budget cat would usually be a mix of Airbnb apartments and more affordable hotels, with a nightly budget of around S$80 to S$150 at most. This also means that I am not currently playing the game of hotel loyalty programmes which always ...