NTUC Income’s PrimeShield is an Eldershield supplement which gives you added coverage on top of your basic Eldershield* policy. It protects you against disability and death at an affordable premium rate. In this post, we review the benefits and features of NTUC Income’s PrimeShield to determine if it’s the right one for you. Read on to find out! *As of October 1, 2020, Eldershield has been replaced with CareShield Life. Learn more about the differences between Eldershield and CareShield Life here.

Criteria

To be eligible for PrimeShield, you must meet the following conditions:

• Citizenship: Singapore Citizen (SC) or Permanent Resident (PR)
• Entry Age: 40 to 64 years old (Age Last Birthday)
• ElderShield Plan: Basic ElderShield 300 or Basic ElderShield 400 plan

Premium Terms

You’re required to pay yearly premiums according to the following schedule:

Premium Payments

Premium payments are calculated based on:

• Your entry age
• Your gender
• Your chosen monthly disability benefit

PrimeShield 300 Rates

If you are an ElderShield 300 policyholder, you will be paying PrimeShield 300 rates:...