First, there were Insurance Savings Plans. And then came along Cash Management Accounts. Now, we have another new kid on the block with Syfe Cash+ Guaranteed and StashAway Simple Guaranteed currently offering guaranteed returns of 3.5 per cent to 3.7 per cent p.a.: Guaranteed Cash Management Portfolios But what’s with them product names having “guaranteed” in their names? Are they really? Source: Giphy Here’s all you need to know about cash management portfolios from Syfe and StashAway!

TL;DR: Syfe Cash+ Guaranteed vs StashAway Simple Guaranteed – Risks, Returns and More

	Syfe Cash+ Guaranteed	StashAway Simple Guaranteed
Returns (p.a.)	3.7%	3.5%
Lock-in period	3 months	6 months
Minimum Investment Amount	None	$1
Funding	Cash	Cash/SRS
Fees	None
Liquidity	None (Withdrawal only at end of term)
Insurance	No SDIC coverage on an individual level. Up to $75k SDIC coverage applies

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