When is a resale flat at its peak? To most buyers, this is the five-year mark: a flat that’s sold as soon as it reaches the Minimum Occupancy Period (MOP). These flats are the newest possible HDB resale flats you can possibly get, and renovations are still new; so prices may be at a premium.

Here’s a look at where the most profitable five-year old flats have appeared this year, as well as some of the top neighbourhoods:

Do note that these profits were derived from the selling price less the average between the minimum and maximum price of the BTO offered as we do not have the exact purchase price of each BTO.

Five-year old resale flats to date:

3-Room Flats...