2023 has been a year full of ups and downs. If someone had told me in the beginning of the year that we would see the Russia-Ukraine war continue into its second year, and that October would see Israel launch a full-blown attack on Gaza leading to 15,000 lives lost in under 2 months…I would have found it hard to believe. But that’s exactly what happens – Life often has its way of surprising us. As 2023 comes to an end, this is my annual review of my finances to check where we are now and ensure that we’re not falling too far off from our goals. During this yearly review, I typically examine my income growth, expenses, savings, insurance coverage, and investment performance – which helps me to better strategize for the new year. Time flies, this marks the 10th year that I’m doing this on the blog! Before I go into this year’s review, here’s a quick recap of previous years:

• 2014: Saved $20,000

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