Just tally up on the most exciting figure of the year for me as this theoretically encompass year family expenses, incomes, pensions, parental support, investments,  etc. To cut it short, the year score is below. Net Worth 7.3% up YoY (ATH) which is kind of relief after seeing a reduction for first time in Year 2022 since I started tracking. Net Worth YoY The final data includes the CPF interests just credited. There is some ambiguity on the Net Property value estimation and more conservative approach is used based on URA transactions on similar asset and do a $50 PSF haircut from it. After subtraction from equity returns, there is still sizeable saving for the year which could mean we have manage to control our expenses largely. I am not completely sure yet how this is done and this will be on another article to dive into as there are other factors coming into play such as...