Saving & Spending
Miles Card of the Year 2023: UOB Lady’s Solitaire
By Sethisfy  •  January 6, 2024
Surprising no one, the UOB Lady’s – specifically the Solitaire version – takes the crown for Miles Card of the Year 2023. It’s not all roses though and this was a tougher pick that it seems, so let’s take a closer look at the miles card which has given the highest earn rate over the past year.

An alright 4 miles per dollar card

The UOB Lady’s cards were pretty normal before their big buff in March 2023, offering a standard 4 miles per dollar earn rate. Like its current iteration, you had to choose categories (1 for UOB Lady’s, 2 for UOB Lady’s Solitaire) in which you would earn 4 miles per dollar on spending. Given that plenty of other 4 miles per dollar cards exist which give the same rate anywhere that accepts contactless payment (HSBC Revolution, UOB Preferred Platinum Visa and Citi Rewards paired with Amaze comes to mind), UOB Lady’s card didn’t exactly shine. Why even restrict yourself...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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