Hope everybody is having a great start to the Year of the Dragon! I am enjoying myself. Maybe, I am enjoying myself a bit too much. Too much Chinese New Year goodies. Sore throat! Ouch! My investments are mostly doing well and I am contented. DBS is making me smile a lot more than usual, of course. The latest 6 months T-bill had a cut-off yield of 3.66% p.a. My application using $675K of CPF OA money is probably filled since I placed a competitive bid of 3.5% p.a. like I said I would. This means I would get paid some $2.5K more than what the CPF OA would have paid me. Anyway, this is the latest from Budget 2024:

1. Members who are 55 years old and older will longer have a CPF SA from 2025.
2. Money in CPF SA will be transferred to the CPF OA once the newly created RA gets filled to the FRS.

So, CPF SA shielding...