If we go beyond CPF reforms, the biggest game-changers are the ones for mid-career changers over 40 who can go back to a Polytechnic to study for a diploma and draw a monthly allowance of up to $3,000 a month. I do not have any policy details right now, but I want to share some thoughts on this important game-changer that will create a massive seismic shift in the way we look at educational institutions today, which will upend any of my previous posts on polytechnic education. At first glance, this looks like a welfare scheme that will give unemployed mature workers a two-year reprieve while they retrain for a new career with no guarantee of an actual job at the end of the course, but if you look carefully at the policy, it would be hard to abuse. Folks who have been unemployed longer than a year do not have a salary track record to get...