Will saving money alone, or even more money each year, help you to cross the $100k by 30 financial milestone? How I hit mine, and how you can do the same. I hit my $100,000 milestone before I turned 30, which felt like a feat considering I started with a take-home pay of $2,000 as a fresh university graduate. Young working adults today will probably have an easier time hitting the $100k milestone before 30, considering how the median monthly gross salary for fresh graduates in full-time jobs has since risen to S$4,200 (i.e. 50% higher than my time). Of course, the challenges that were present during my time remain – especially when it comes to being disciplined about one’s budget and learning to avoid lifestyle creep. And to be fair, while starting salaries have indeed risen, the price of food in the CBD has also gone up by at least 30% vs. what I remember paying for when I started my first job then....