This is just an update on my monthly passive income. I think as we inch closer to retirement, it is important to consider the following: 1) Passive income cash flow amount, 2) The stability/predictability of these cash flows, 3) Allocations into different sectors so as not to miss out on any future growths and to spread out the risks. In terms of stability of cash flows, we could visualize our funds in terms of tiers in a pyramid, with CPF/Singapore Saving Bonds/T-Bill as being in the lowest tier forming the base. This post is more related to second tier investments i.e. REITs, Dividend stocks. And a bit of the Singapore Saving Bonds at the first tier. If I may stretch it a bit, the selling of options of the growth stocks in the third tier. Perhaps the article below said it best and I quote: “The goal of retirement ...