Dividend received $12,096 topping my cumulative number from half million achieved goal last year. To clarify, Dividend is basically from equity. I have stopped tracking interests return outside Equity due to too numerous transaction which i find time limited. Q1 is a slow quarter due to banks yet ex-dividend and main bulk of dividends are not expected to fall into here.
Portfolio returns wise YTD is doing slightly better than STI Index though not much significant. It would have been better without reduced Tesla which I plan to hold long term. Other US stocks do helps to mitigate it. The strategy to use bank to hedge against high rate is paying off again this quarter.
Main bulk of warchest or reserve are still locked in t-bills, ssb, fd and cash as I am currently happy with the amount of dividend I can get already. With the large allocation in bank to mitigate reits allocation, i feel is too...