I was watching this CNA documentary titled "Tips On How To Calculate & Reach Your Long-Term Saving Targets" last weekend. In this documentary, Kyith from Investment Moats is featured. His sharing is insightful as always. What I didn't expect was the nature of comments from the various viewers. A common thread running across most of the comments revolves around the frugal living of Kyith. He stayed in a humble 5-room HDB flat alone with minimal expenses. In fact, his targeted monthly expenses is just SGD $2,000 (which falls below the expectations of many). Some lamented that such frugal living or FIRE isn't worth it and even downplayed his achievement of being able to achieve FIRE at a young age. I wondered how many of us could even achieve frugal FIRE if we wanted to. Kyith's portfolio achievement is of no mean feat. He achieved a portfolio amount of nearly $800K when he was 38 or 39 years old....