Are you tempted by 0% interest credit card instalment plans? They seem like a perfect way to spread out payments without extra cost. But before you sign up, there is a hidden trap that banks don’t want you to see. It is an open secret that banks can often be very innovative when it comes to leeching our hard-earned money, even when it seems like an easy no-brainer at first glance. Even after double-confirming that the credit card instalment plan is indeed 0% interest and that there are definitely no admin or processing fees involved, you could find yourself on the hook to pay a fee in the near future. In this article, I will reveal the pitfalls that can turn a seemingly great deal into an unexpected expense and show you how to avoid falling into these financial snares. How does this trap work? Read on, and I shall elaborate a little more on how to protect your wallet....