UOB EVOL cardholders, take note! UOB has just announced major changes to one of the best cashback cards in the market, the UOB EVOL. This used to be a favourite among fresh grads, young working adults and folks who spend mostly online or pay with their phone or smartwatches. Pay attention because these changes are pretty significant, and will forever change the way you earn your cashback on this card! Author’s screenshot from UOB EVOL Card website on 7 June The key changes to user behaviour are: Whereas online vs. mobile contactless payments were separate categories previously, they’ve now been combined. This means your optimised spending is now capped to $300 for both, instead of $500 ($250 each) previously. $20 (out of max $80) cashback is now allocated for overseas in-store FCY spending. Realistically, I don’t think that’s feasible for some cardholders to hit unless you go...