Budgeting is a huge part to managing your finances. Making a suitable budget and sticking to it can make your financial journey easier and accelerate achieving your financial goals.
It might not be easy at first and you might make some slight adjustments but once you have a budget that you can work with, in the long term, the results will be visible. Making a budget as a fresh graduate from university is definitely different after working for 4 years as you would probably see your income grow and inevitably, there might be some lifestyle inflation.
My budget from 4 years ago is definitely different from now and mainly because of income and current expenses. But if we were to see it as percentage terms, there really isn’t any huge change in percentage but definitely changes in absolute number terms. So let me share on how I budgeted.
Budget as a fresh graduate
Graduating and getting...