Does anyone know what is
MAS 306 (http://www.mas.gov.sg/legislation_guidelines/insurance/notices/MAS_306_Market_Conduct_Standards_for_Life_Insurers_FA_Services.html)? Normally such a document is too boring for the man-in-the-street to read. But the importance such a document was brought up to me recently. What juicy and interesting things we can know from MAS 306? The most interesting one is that on paragraph 11:
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