Make your personal financial plan here. You will get a PDF report showing how much your savings will accumulated at the time of your retirement (you can specify the age or leave it at the default age of 65) at various investment yields. This is converted into a monthly sum, assumed to be withdrawn over 20 years - which is the typical life expectancy after age 25.  It also shows the monthly sum adjusted for inflation - to give you an idea of the real value of the retirement income, so that you can see if it is adequate. You can make changes to the savings and see the impact.

This financial plan shows the importance of the following:

• To earn  a yield of at least 4% per annum, or 2% above the rate of inflation
• To have adequate savings to supplement the CPF (say 15% to 20% of your ...

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