probably many of us will have seen jack neo's money no enough which was released to local cinemas on may 7, 1998 during the period of the infamous asian financial crisis*.

i have just read a sobering study conducted by Employee Benefit Research Institute of which confirms that most americans won't be able to afford retirement until age 80.

Americans earning between $31,200 and $72,500 will need to work to age 72 just to have a 50 percent chance of retiring, and those earning more than $72,500 can expect to reach age 65 to have a 50-50 shot of funding retirement, MarketWatch reports.

and it gets worse.

Many who are unable to retire will be forced to look for second jobs to make ends meet.

"Even those older Americans who are still working are looking for ways to make additional monies," says Art Koff, founder of RetiredBrains.com, which seeks ......