It has been 3 years odd since I first started my investment journey and looking back, there have been ups and downs along the way. I started off with an dream, an overwhelming desire to be rich. Just like everyone else, I wanted to be financially free as early as I could and thus, would eventually be out of the rat race. I used to think that it's not hard to be rich once you know the trick, after all, the rich get richer partly because they reinvest their money over and over again. I thought if I started early, I could reach the end point early. Unfortunately, or rather fortunately some would say, I came to realise that all the glamour from earning money in the stock market I had seen in movies are nothing but the directors doing a good job in sugar coating the rough track to ......