today, the ministry of health responded to the writers of 2 letters; hospitalisation insurance drains medisave (october 01, 2011) and lower premiums for medishield can help (october 04, 2011):
the first letter:
october 01, 2011
hospitalisation insurance drains medisave
MY HUSBAND and I believe in insurance protection, and our parents, who are in their 80s, are insured by MediShield and IncomeShield. But the premiums have wiped out their Medisave and they have to pay in cash.
For an 81-year-old Singaporean, the MediShield premium for a stay in a C class ward is S$1,087 per year, while for IncomeShield it is $2,354. Our parents cannot continue to afford such premiums.
We wrote to the Ministry of Health and were told to use our Medisave to pay for the premiums. But for insured persons aged 81 and above, the withdrawal limit for premiums is S$1,150 per person. So we will eventually have ......