Why am I investing my hard earned money?
I don’t invest as hobby. For hobby, I go fishing.
I come to stock market to make my money works harder for me so I will need to know how hard is my money working for me.
Can I afford to work less for money when my money is working harder for me?
How can I roughly know it?
This is where the past performance will provide some indication. Historical XIRR trending pattern across market cycles of Bulls and Bears will help to provide good insight.
Should we include investible cash in our portfolio XIRR?
What is investible cash?
Investible cash is the cash available for investing after selling stocks. Your excess Virgin cash sitting in your bank account should not be included as investible cash as it is …