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XIRR/CAGR: Investor’s true performance indicator! (3)
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  January 20, 2012
Read? XIRR/CAGR: Investor's true performance indicator! (2) Read? My money works harder for me (4) Why am I investing my hard earned money? I don't invest as hobby. For hobby, I go fishing. I come to stock market to make my money works harder for me so I will need to know how hard is my money working for me. Can I afford to work less for money when my money is working harder for me? How can I roughly know it? This is where the past performance will provide some indication. Historical XIRR trending pattern across market cycles of Bulls and Bears will help to provide good insight. Common question Should we include investible cash in our portfolio XIRR? What is investible cash? Investible cash is the cash available for investing after selling stocks. Your excess Virgin cash sitting in your bank account should not be included as investible cash as it is ......
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By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
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