I was reading my emails and I came across one of my emails to a question posted to me by one of my readers. I thought it would be good to share this as many of you would have come across this at some point of time in your life.

Basically the reader has been investing in stocks for some time and is learning from the mistakes made earlier. He now focuses on investing in fundamentals and may have enough savings to buy a house in a year’s time. He thinks that property market will probably soften over the next 1-2 years.

His question is should he park his cash in the bank while waiting for the property market to come down before investing in my first property or should he put some of money in equities first?

Here’s my reply

Well everybody starts learning about investing through trial and ...