Before I start on Part 4, I will like to add on some stuff that has been missed out earlier, especially when part 3 is very long.

Silverlake Axis has a 100% successful implementation track record which is very rare given that an estimated 25% of all CBS projects “fail without any results” while another 50% do not meet their original objective. As the implementation project is often multi-millions, banks will definitely prefer one with a good track record.

Secondly, according to one of the DBS report, maintenance and enhancement service fee has been increased by 10-15% this year. This shows Silverlake’s pricing power especially when it is doing so in the current economic condition.

Now, we shall have a look at all other segments as well as its associates.

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