For retail investors, due diligence is about understanding themselves and how an investment product fits in with their life goals, investment horizons and risk profiles Createwealth8888's comments: How many retail investors seriously do due diligence and put the risks of losing large capital before dreaming of huge rewards. Generally, the nearer an investor is to retirement, the lower his risk profile should be. In other words, as a rule of thumb, investors should concentrate on making their money work harder for them during their younger years, and on protecting their investment gains as they approach retirement age. Gerald Foo Chief Operating Officer Walton International Group (S) Pte Ltd RECENTLY, the Monetary Authority of Singapore (MAS) announced new measures to safeguard inexperienced retail investors from buying certain types of investments without knowing what they are buying into. Since January, banks and other financial institutions have been assessing customers' financial knowledge and ......