The above headline is extracted from CNBC. Pause. (While you are reading the headline thru the hyperlink generated). What comes into your mind? Think out of the BOX? There are several (many, in fact) that crosses my mind. I like to post, just two points that cross my mind. First of all, many would agree that the current market situation is volatile, very volatile to be correct. Hence, one of the options in diversification as suggested by the author is ‘income’, dividend or interest. Question? Which investment of yours generates an average dividend as declared in the article. Would your

• savings account,
• CPF account,
• SRS account, etc

Generate a similar amount of dividend? The point suggested here is stream of income and NOT capital appreciation or otherwise. Point (2). Dividends are attractive. Have you ever notice how much your insurance cash value is generated on an annual basis for your whole life policies? I am trying to relate dividends and whole life policies declaration of bonuses, if any. Are there any whole life policies that generate more than 3% (just plucking a figure) on an annual yield basis? Is the above ‘food for thought’? An avenue to your ..... Read more-->