First and foremost, HAPPY NEW YEAR 2013 to everyone. It's been exactly a week passed since the New Year and contrary to my goal of a healthier life in 2013, I've been sick for most of the first week of 2013, being infected with cough flu virus and enzcyma skin rashes. How is everyone's doing!!??

Anyway, back to my strategy for 2013, I will be putting cash to work on stock investment more prudently than before as the market has rallied since the start of the year, much contrary to some people I know who decides to sell their portfolio and are waiting in a cash position to take advantage of market decline, if any. Part of the reason is because I draw monthly salary as an employee at current and I do not have major expenses to take care of, other than the wedding expenses I am preparing for in mid 2013. So if ......