So I sat down and worked out the numbers.  Added up all my cash and liquid assets (i.e. stocks & unit trusts).  Looking at the number,  I suddenly realised its meaning.  The number I was looking at was larger than the outstanding loans and debts that I have.  In other words, if I were to liquidate all my shareholdings today and add that to the cash that is sitting around in the family's bank accounts, I will have sufficient money to pay off all my debts (e.g. housing loan, etc) right here, right now, with some cash left to spare.  That means I can become debt free!!!!   This was perhaps never really a surprise to me.  I sort of knew that God had blessed me with many good things.  For one, I have enjoyed good health in my adult working life and was able to work ......