Being aware of the charges associated with credit cards is definitely one of the primary steps in managing our finances

In the recent years one of the primary drivers for the surge in credit card usage is the convenience that these plastic cards give us. Rather than carrying around a big wallet filled with currency notes, a simple credit card could easily be used to pay for that gorgeous dress and taking out your date for a wonderful dinner. While credit cards provide us this privilege, it does come associated with a price that most people tend to take for granted. Although the fees imposed by the merchants see to be “negligible”, an accumulation of these charges could lead us into a big debt in the future.

One of the primary steps in managing our finances is definitively to be aware of the charges that are associated with credit cards. ...