There seems to be an intrinsic desire in mind of most Singaporeans to, in due course, find a ‘nest’ and make a home. This, more often than not, means that buying a home is more desirable than renting. Buying a property means owning it. And owning brings a sense of fulfillment and security. Home ownership in fact is a big deal in Singapore and in Asia overall. But buying is not as easy as renting. And it requires more commitment and determination to own a home than to rent one. Sadly, the speedy raise of values of home prices over the last couples of years in Singapore has pushed home ownership idea to backseat for many home buyers, especially for the first timers. Home ownership is a long-term ......