My portfolio includes cash and shares in the SRS account but not CPF account and emergency fund. The significant cash allocation reflects my cautious outlook but it is definitely higher than desired. I plan to reduce it gradually to 25% over the next few months but have yet to find a satisfactory way to put my money to good use.

The Singapore portfolio consists mainly of REITS, STI ETF, blue chips and dividend stocks. I am considering accumulating more blue chips and STI ETF.

I have not listed down the US portfolio because it contains exclusively call and put options for short-term trading and hedging.