Going plastic is quite possibly the greatest modern man-made invention that has allowed the world to access whole new pinnacles in development. No, we’re not referring to plastic surgery; it’s plastic money AKA credit cards that we’re talking about!

While the global economic crisis has made people a lot more cynical about the credit-heavy lifestyle, there is such a thing known as responsible expenditure. Credit cards are merely financial instruments that need to be matched with the right user to fully tap into their stream of benefits. A credit crisis is usually the outcome of handing a weapon to someone who is an expert at pressing the trigger, but has not the slightest clue in aiming it correctly. It’s all about knowing the difference between good credit and bad credit.

If you’re scratching your head for financial wisdom, let us assure you that your needs will be better served through (Read more...)