On 14 December 2013, I blogged about how we could possibly get free medical insurance in Singapore. I shared my own experience and how things have worked for me. The beauty about the method I shared is that it is risk free and, therefore, stress free. You don't know what I am talking about? Then, you might want to read this first: How to get free medical insurance in Singapore? Of course, there is some concern with how the annual premium which we pay for our H&S (hospitalisation and surgical) insurance will increase as we grow older. This means that the cost of coverage will become more expensive over the years with annual cost exceeding $2,000 as we age into our 60s in some cases. This is one reason why I am quite happy to have the government increase the limit for the Medisave Account (CPF-MA) which pays 4% per ......