The following guest post is contributed and written by Lim ChuWei You might not realize it, but your kids watch you all the time and then copy your habits. The financial behaviour that parents display in front of kids needs to be healthy in order for them to learn well. You are their role model for good and bad habits. Your intentions might be right, but you still might be sending negative signals in a subtle manner, especially when it comes to use of credit cards and debt handling. Have a look at some behaviour related to finances, habits and attitudes that you might want to reconsider as a parent. 1. You Don’t Save Anything  If you don’t save for a rainy day and are always working neck to neck, then your children will do the same. Learn to save and plan, and set a good example for them. Encourage ......