I really like the concept of ‘Financial Nirvana’ from Christopher Ng’s second book, Harvesting the Fruits of Prosperity.

Financial Nirvana Defined

He defined it as a point in time where your non-work-related income exceeds your expenses and this is a significant milestone in your life because…

“This means that you can now live on passive income and would not need to depend on your salary to survive.”

In particular, this non-work-related income refers to the dividends from stocks. This is Christopher’s  area of forte and he did describe his methodology to qualify the stocks for his portfolio in the book.

After Financial Nirvana, then what?

Assuming you have achieved your Financial Nirvana, there are 2 things you can do.

#1 – Continue Working

Most people would expect the Mighty You can sack the boss! But Chris doesn’t want you to rest on your laurels.

“The battle is far from over after dedicating your assets; ...