I do have a bad experience with a few insurance agents.  They are selling you plans which have a higher commission rather than a plan which you actually need. They attempt to hide some agenda and it is difficult to understand the plans through the web. I believe in asking people who have purchased similar insurance plans which you are looking for. Through questions and answers, you hold a better understanding which policy is right for you. Take those opinions and clear your doubts when meeting your insurance agent. Because Confused Now is a collaboratively edited, free-access, free content community to share your experience of policies you have purchased. It is an open discussion platform, designed to make collaboration easy. It is a one stop portal where you are able to see all insurance plans in Singapore. Free free to add in any missing insurance plans in Confused Now. I believe in honesty and ......