Opening a Joint Account with your partner is a huge step towards a more serious commitment into your relationship. Are you ready for that level of commitment? Don't get me wrong, there's a HUGE difference between being ready to commit and committing to be ready. Simply put, being ready to open a joint account as a commitment and opening a joint account to BE committed is very very different. Never ever open a joint account simply because you believe that this is the next step in a committed relationship. Trust me, you'll know when that time is here. Now, why open one? Maybe you want to commit to share your financial issues together, or combine your finances for simplicity and convenience. There's nothing wrong with that. But you don't necessarily have to combine them together and let it be. You should both keep a separate individual account and open a ......