I am thankful for my years as a relationship manager. Besides getting myself on the right financial footing, I also learnt invaluable lessons which will stand me in good stead, ensuring that no banker or agent can ever pull a fast one on me with regards to investments, insurances, mortgages or treasury instruments. Its probably not easy to fool me on product features, important fine print that’s been left out or inflated costs for the rest of my life.

And I would like to share some of these experiences with you. Because money is hard-earned and trust should never be misplaced in the hands of bankers or agents out to make a quick buck at your expense.

Which products earn your banker the most in commissions?

Soon after the requisite financial needs analysis, your bankers will likely recommend you some product solutions that match your financial needs.

The product category ...