It is said that you never know true happiness if you are not a parent. One of the most beautiful experiences in life is to hold your bundle of joy for the first time in your hands. It is an experience that most of us crave for, which becomes the highlight of our lives. However, the birth of your child is an even bigger commitment than marriage and it is the most precious investment on can make.

In a city like Singapore, the survival of human species is just as dependent on financial planning as it is on family planning. Rushing the birth of that cute little poop machine you always dreamed of can lead to a lot of financial liabilities that could be a lot harder to wipe clean. From diapers to daycare, and toys to tiny clothes, babies take up a lot of your finances one seemingly harmless ...