Sometimes, I wonder why people making lots of money at work are still complaining about not having enough money. Then, if we ask a few questions, we understand why. Often, the reason is because they scaled up their consumption as they made more money. Keep our lifestyle simple even as we make more money over time. That is a sure way to having enough money now and in the future.

Want some ice cream? We don't have to go to Swensen's.

Over the years, quite a few readers have written to me to say that they took action after reading my blog posts. I am happy that they feel less stressed up and more secure about their finances now. Recently, I wrote this in reply to a reader: ......