On an average, most of us salaried employees are paid monthly. We make decisions on a monthly basis. Some folks don’t even make sound decisions, they usually let their heart and circumstances dictate them. So what if you can get 10 years of income today and you won’t be paid for the next 10 years.  How would some of your money decisions change?

Projecting your income 10 years forward

We usually look at our income from a monthly perspective and I am aware that there it extends to some folks looking at it at it from an annual perspective.  My best friend tells me that as a rule of thumb your income usually stays stagnant or goes up. You won’t go for another job unless it pays you better than what you are currently earning at the current place (except for intangible perks). Conservatively assume that your $3000 ......