Here is a long email exchange with a reader which might be of interest to other readers:
Dear AK, i followed your blogs constantly. Now I would like to write you so to seek seek your views on my situations. I am writing from my wife's account, so pardon me for the difference in email name.
I am 41, married and have 3 young school going kids with a home maker wife. Over the last 20 years, I worked my ass off to come to where I am today. I am a very frugal person where I do not spend on anything unnecessary in life except on my family members and my loves for cars. I do not invest in properties as I believe it is at the whims of the government policies, hence I stay in a 3 room flat since married bought resale. I do not like......
