Singaporeans love to buy and sell properties and cars, and the secondary markets have been vibrant for these two big ticket items. To source for the best deals, Singaporeans can conveniently log on to online websites like iProperty and SG Car Mart. But how about insurance policies? In US and UK, the secondary markets for traded life and endowment insurances are pretty robust. However, in Singapore, the market for traded life and endowment policies is still pretty nascent. Traded life insurances exist because the existing policy holder decides to liquidate his life or endowment policies due to financial problems or when the insured person experiences a decline in life expectancy and hope to cash in on his insurance. Usually the cash value would be low if the policy holder surrender the policy to the insurer, so a better option would be to sell to another individual at a higher price ......