Ever since started this personal finance blog and getting more involved more in the local retail investors community (online and offline) for almost a year now, I must say that it is more vibrant than I originally thought. Even though many of us (me included) are part-time retail investors and learning the trade along the way through trial and error, but I can sense that the community are spreading good vibes which ultimately will benefit the wider audience in boosting the local financial literacy (especially on personal finance). There are so many good and informative blogs and local websites to follow... to learn... Talking about financial literacy, nowadays, if you flipped through the newspapers, you will definitely chance upon a few advertisements on financial/investment seminars/courses, ranging from properties investment to stock picking techniques to forex trading (to name just a few), some provide FREE preview (and usually you ......