When I learned from a member of the audience on Monday evening that OCBC 360 is going to reduce their bonus interest by half for online payments and credit card spending, I was saddened. I have to say that it wasn't as if it was unexpected but, I guess, I didn't expect it to happen quite so soon. Well, it has been a good one year. Yes, it has been one year since I started my OCBC 360 account. Time does fly, doesn't it? It is also because of the OCBC 360 account that I have an OCBC credit card again after many years of not having one. Well, got to have one to get some bonus interest, right? Only last night, oddly, I found out that OCBC's ibanking has a bar chart which shows how I have been using my credit card and since I have diverted all my credit card ......