As my blog becomes more popular, it disturbs me that people think that I am some investment guru. Of course, I am not. I might be a bigger retail investor than most of my readers but I think that is where the difference mostly ends. Regular readers know not to expect magic from AK. I don't even have a working crystal ball. Well, I try to get my bowling ball to talk to me sometimes but I haven't had much success, have I? To me, there is no secret formula to getting rich. Honestly, to be financially secure and, then, financially free later on, it all starts with being financially prudent and that is where a big part of my level of rather attainable wealth by the common man has its source. It is about being sensible when it comes to personal finance matters. A dollar saved is a dollar ......