Ok yes, ok. Dear Singapore government, I apologise for this impudent title. Afterall, ALL of us started buying bonds after we started working. Don’t quite catch me? Well, your CPF contributions from employment are channelled to your own Special and Medisave Account and CPF Board then uses these monies to purchase Special Singapore Government Securities. So yeah, the 4% interest that you earn from those accounts come from the yields of these bonds. So everyone should be quite familiar with bonds, uh huh? That aside, there’s no doubt that the Frasers Centrepoint Limited (3.65% Per Annum) Bond is the first time I chose to actively include bonds in my own portfolio. More details below:

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What Have I Bought? Firstly, some basics for those who are close to clueless. The Frasers Centrepoint Limited (3.65% Per Annum) Bond is a seven year retail bond. Frasers Centrepoint Limited (FCL) will redeem it at ......