“The person that turns over the most rocks wins the game. And that’s always been my philosophy.” Peter Lynch There was a time not too long ago, when I actually sat down and looked through the stocks listed in the Singapore Market. I was going through the companies start from Z to A in POEMS. Basically for me I narrowed down my search with my no. 1 priority. Which is low or zero debt. That sort of narrow down the companies I focus on. My reasoning is that interest rate will eventually go up (not down), and I should first focus on the downside risks. So if you look at my portfolio, my later stocks (which exclude Golden Agri, SMRT and SIA) have very low debt to equity ratio. With that in mind, I focus on other things such such 5 years EPS growth rate (CAGR) of approx. 20 percent ......